2021同等學(xué)力人員申請(qǐng)碩士學(xué)位英語真題及答案（卷一）

1.本考試分試卷一和試卷二兩部分。試卷一滿分75分，考試時(shí)間為100分鐘， 9：00開始，10：40結(jié)束：試卷二滿分25分，考試時(shí)間為50分鐘，10：40開始，11：30結(jié)束。

2.請(qǐng)考生務(wù)必將本人姓名和考號(hào)填寫在本頁方框內(nèi)。

3.請(qǐng)將試卷一答案用2B鉛筆填涂在試卷一答題卡上，答在試卷上的無效。

4.在答題卡上準(zhǔn)確的填涂方法為：在代表答案的字母上劃線，如[A] [B][C][D]。

5.監(jiān)考員宣布試卷一考試結(jié)束后，請(qǐng)停止答試卷一，將試卷一和試卷一答題卡反扣在自己的桌面上，繼續(xù)做試卷二。監(jiān)考員將到座位上收取試卷一和試卷一答題卡。

6.監(jiān)考員收卷過程中，考生須配合監(jiān)考員驗(yàn)收，并請(qǐng)監(jiān)考員在準(zhǔn)考證上簽字(作為考生交卷的憑據(jù))，否則，若發(fā)生答卷遺失，責(zé)任由考生自負(fù)。

　　Part III Reading Comprehension (25 points)

　　Section A

　　Directions： In this section, there arefourpassages followed by questions or unfinishedstatements, each with four suggested answers A, B, C and D. Choose thebest answer and mark your answer on the Answer Sheet.

　　Passage One

　　Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management. We take out home loans we can't afford.We run up sky-high credit-card debt. We don't save nearly enough forretirement.

　　In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums . The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.

　　Students with top scores on that exam will receive certificates -but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional effortsto boost financial know-how help  students make better decisions outside the classroom.Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students learn about things such asbudgeting, credit cards, insurance and investments. A recent survey of college studentsconducted for the JumpStart Coalition for Personal Financial Literacy found thatstudents who'd had a personal-finance or money-management course in high schoolscored no better than those who hadn't.

　　"We need to figure out how to do this the right way,"says Lewis Mandell, a

　　professor at the University of Washington who after 15 years of studyingfinancial-literacy programs has come to the conclusion that current methods don't work.A growing number of researchers and educators agree that a more radical approach isneeded. They advocate starting financial education a lot earlier than high school, puttingreal money and spending decisions into kids' hands and talking openly about theemotions and social influences tied to how we spend .

　　Other initiatives are tacking such real-world issues as the commercial andsocial

　　pressures that affect purchasing decisions.Why exactly do you want those expensive brand-name shoes so badly? "It takes confidence to take a stand and to thinkdifferently," saysJerooBillimoria ,founder of Aflatoun,a nonprofit whose curriculum, used in more than 30 countries ,aims to help kids get a leg up in their financial lives .”

　　“This goes beyond money and savings"

　　21. The financial-literacy education is intended to________.

　　A. help Americans to overcome the financial crisis

　　B. enable Americans to manage money wisely

　　C. increase Americans' awareness of the financial crisis

　　D. renew Americans' enthusiasm about money-management

　　22. According to the author, the National Financial Capability Challenge will be_______.

　　A. well-receivedB. costly

　　C. rewardingD. ineffective

　　23.Bysaying that "the financial-literacy movement has gained steam"(Para .3) ,theauthor means that the movement______.

　　A.has gone through financial difficulties

　　B. has received much criticism

　　C. has been regarded as imaginative

　　D. has been more and more popular

　　24. Lewis Mandell suggests that we should figure out how to ________.

　　A.help students scorebetter in money-management courses

　　B. improve the social awareness of financial education

　　C. carry out financial-literacy education properly

　　D. manage money in a more efficient way

　　25. Jeroo Billimoria is most likely to agree thatcommercial and social pressures makeone's purchasing decisions________.

　　A. difficultB.feasible

　　C. unwiseD. acceptable